Read 4 bank statements like a 10-year broker. In 2 minutes.
Drop in a merchant's last 3–4 bank statements and see exactly what an experienced broker would spot by eye: average deposits, average daily balance, NSFs, negative days, and existing MCA positions, the numbers that decide what kind of deal the merchant gets.
Founding members lock in pricing before public launch, and get their first reads free.
March statement: this month's figures
| Total deposits | $86,240 |
| Deposit count | 41 |
| Average daily balance | $9,812 |
| NSF / overdraft fees | 2 |
| Negative balance days | 0 |
| Existing MCA positions | 1 |
Illustrative sample with fictional numbers, not a real merchant. Every figure in a real read traces back to the statement lines it came from, so you can verify it in seconds.
The read is the job. It's also the bottleneck.
An experienced broker glances at 3–4 statements and knows the deal in 2–3 minutes. A newer broker spends 10+ minutes on the same file, and still walks into the call missing things that change the offer, or kill it.
What gets missed by hand
- ×A second or third MCA position buried in daily debits under an unfamiliar funder name.
- ×NSF clusters in one bad month that drag the whole file's risk profile.
- ×Inflated deposits: transfers and loan proceeds counted as revenue.
- ×Average daily balance guessed from ending balances instead of actually averaged.
What it costs
Every misread is a deal pitched wrong, priced wrong, or sent to a funder who was never going to take it. Multiply that by every file a new rep touches in their first year, and the "training problem" is really a revenue problem.
This tool doesn't replace the broker's judgment. It hands every broker, rookie or veteran, the same complete read, every time, in about two minutes.
Exactly what you'd scan for, done for you
The output is the broker's checklist, not a generic bank-statement summary.
- Average monthly depositsSizes the deal
- Deposit count & frequencyReal revenue vs. a few big wires
- Average daily balanceCan they carry a daily debit?
- NSF / overdraft occurrencesThe fastest risk signal in the file
- Negative balance daysHow close to the edge they run
- Existing MCA positions & stackingWho's already getting paid daily
How it works
Drop the statements
Drag in the merchant's last 3–4 bank statements as PDFs: any bank, any format.
Get the read
The key figures are pulled, cross-checked across all statements, and the risk flags (NSFs, negative days, existing positions) are surfaced up top.
Verify in seconds
Every number traces back to the statement lines behind it. Spot-check what matters, then make the call with the full picture.
Built for the format problem
Every bank formats its statements differently, and that's exactly where statement readers fall apart. We're validating across the formats brokers actually see, starting with the banks your merchants use most. Tell us yours in the form below and it shapes what gets covered first. Figures that don't reconcile get flagged for your eyes instead of passed through as fact.
Who it's for
Newer brokers
Read files like you've been doing it for years, from your first week. Stop losing deals to details you didn't know to look for.
Brokerage owners
New reps ramp faster and every file gets read the same way, no matter who touches it. Training wheels that also speed up your veterans.
High-volume brokers
You already read fast. This clears the first pass so your minutes go to the deals worth working, not the ones that were never fundable.
Join the early-access waitlist
We're opening this to a small founding group of brokers first. Your answers also steer the build: which bank formats get covered first, and which flags matter most.
Locked-in founding pricing: set before public launch and honored for early members.
Your first reads free during the early-access period.
A direct line to the builder: founding members' frustrations become the roadmap.
No statements needed to join. The form only asks about your workflow. Please don't send real merchant documents.
Fair questions
Is the tool live yet?
Not yet, that's the point of this page. We're validating demand with working brokers while building, and the founding group gets access first. Join the waitlist and you'll be in the first group invited.
Every bank's statements look different. How do you handle that?
Head-on: it's the hardest part of this problem and the reason readers fail. Coverage starts with the bank formats brokers on the waitlist see most, expands from there, and any figure that can't be verified against the statement gets flagged rather than guessed at.
What does it cost?
Pricing gets set with the founding group before public launch. Early members lock in founding pricing and get their first reads free during early access.
Should I send sample statements when I sign up?
No, please don't send real merchant documents at this stage. The waitlist only asks about your workflow: your role, your volume, and the banks you see most.